Our client came to us with a 5-bed HMO in an Article 4 area, disappointed after another broker secured only a bricks-and-mortar valuation — and didn’t seem aware that a hybrid valuation was even possible.
Typically, commercial-style valuations are reserved for HMOs with 6+ bedrooms, but after reviewing the asset, the layout and the income profile, we were able to secure a hybrid valuation on this 5-bed property.
The outcome?
A higher valuation and the ability for the client to recycle more capital out of the deal to put towards their next project.
If your HMO funding needs more than a standard approach, Scale Property Finance can help.
