A recent completion, on an HMO mortgage for a 6-bed HMO in Bristol.
HMOs sit within a specialist segment of the mortgage market. Room count, licensing position, layout, tenancy setup, construction type and location all shape which lenders will consider a property and on what terms. Knowing the HMO lender panel in depth is what makes the placement work.
This particular property is of non-standard construction, which further narrows the pool of suitable lenders and often requires additional specialist survey work as part of underwriting. We knew from the outset where the file needed to sit, and moved it through to completion.
The client is now settled on a long-term HMO product.
If you've got an HMO to finance or refinance, whatever its features, get in touch. This is a market we know inside out.
hello@scalepropertyfinance.co.uk
0117 427 4568
