A follow-on chapter for a client we first supported at the end of last year — this time, moving the properties from short-term finance onto long-term BTL products.
Our client acquired a pair of semi-detached homes in an affluent location as part of a wider portfolio purchase. Since completion, both properties have been renovated, the titles split, and we've now arranged separate BTL mortgages for each.
Splitting the titles allows each home to be valued and financed independently, which typically achieves a stronger overall valuation than treating the pair as one asset — worth the added groundwork on deals like this.
Good to see it come together for a client we've worked alongside from the start.
If you're planning something similar and want to talk it through, we're always happy to.
