We’ve just completed an extremely complex and highly technical transaction for a client — one that involved both a corporate acquisition and a sophisticated finance structure. From the outset, we designed a clear strategy around the client’s objectives, ensuring every element of the deal worked cohesively, and delivered maximum financial efficiency.
Our client agreed to purchase a holding company, acquiring the business and all the properties within it. To support the transaction with minimal equity input, we structured a solution that included not only multiple layers of debt but also a market value bridge — allowing the lending to be based on the true asset value rather than the purchase price. This was a crucial component of the deal, as it significantly increased available leverage and reduced the client’s cash requirement.
We arranged:
✔️ A main lender providing the core funding
✔️ Mezzanine finance layered behind the senior debt
✔️ A strategic transfer of land into a separate SPV
✔️ Additional borrowing secured against that SPV
✔️ A £470,000 build facility to uplift and enhance the value of the property portfolio
Combining a share purchase agreement with a market value bridge two advanced components that, when structured correctly, offer significant advantages. — but also require careful coordination. With five different solicitors acting across various parties, precision and timing were essential. Our team ensured every element aligned exactly as needed, allowing the transaction to progress smoothly despite its complexity.
One of the most substantial benefits of this structure came from the method of acquisition: by purchasing the shares of the business rather than the properties individually, our client saved £623,250 in stamp duty, dramatically improving the commercial viability of the transaction.
If you’re considering a similar approach — whether it involves a company purchase, a multi-lender structure, or the use of market value bridging to minimise equity input — feel free to get in touch. At Scale Property Finance, we specialise in intelligent structuring and delivering solutions that others may not even consider possible.
